• To qualify you must have a housing need. For example: no indoor plumbing, poor heating, leaks in the roof, overcrowding (three to a bedroom), unsafe or unsanitary conditions.
• You need to have lived in our service area (Ardmore city limits) ONE YEAR.
• You need to have a minimum steady income of $1000 a month ($12,000 a year), roughly 25% of the median income for your community.
• Your total family income should not be much more than $20,000 per year, roughly 50-75% of the median income for your community.
• With your permission, we will verify employment and other income, verify checking and saving account balances, get a statement from your current and previous landlords, have a credit check done, and ask you for credit references. We will also need the names of two people who know you and who we can contact.
• If you are approved for a Habitat home, we ask that you be willing to join the programs to learn and practice budgeting, home repair, and maintenance.
• If approved for a home, we ask that you are willing to work 300 hours of sweat equity, 75% of those hours before construction can begin on your own home.
• If you are approved for a Habitat home and if you meet the sweat-equity and nurturing requirements, then we will sell you a home at our cost or the appraised value, which one is less, with no interest. Home payments including taxes and insurance will cost approximately $350 a month. The house payments will be used by Habitat budget to help in the administrative cost and build more houses with other people like you. This requires that you make these payments on the first of the month and on time.

Ardmore Habitat for Humanity would like to extend our deepest appreciation
to the many donors, contributors and volunteers who partnered with us
in building a home for the Reynolds family.

You are the foundation and heart upon which our organization is built.

PROJECT SPONSOR:
Southern Oklahoma Memorial Foundation

BUILD PARTNERS:
Atlas Roofing Corporation
Lynn Boyer Electric
Flanagan Cabinets
Floor Trader
Fox & Drechsler Inc.
Frank Good Construction Co.
Keeton Plumbing, Inc.
Lumbermen’s Millwork & Supply
McCage Drywall Company
Wilkinson Nursery & Landscape Co.
The Wright Tile Guy

SUPPORTING CONTRIBUTORS:
Ardmore Electric Supply Inc.
Big Red Containers
Builder Bob’s Home Improvement Center
County Building Center
Preston Dalton Siding & Windows
Day Concrete Co.
Dodson’s Floral
Frasier Concrete
Great Plains Rent All of Ardmore
Gregory L. Johnson, Attorney at Law
Living Word
Aaron Morris Surveying
Todd’s Lake Country Heat & Air
Wal-Mart Supercenter

VOLUNTEERS:
There are simply too many to name
but each and every one of you is greatly appreciated
for your compassion, energy and enthusiasm.